Zisk Properties is making the process of investments easier and more convenient for its clients, as we know that if the investment process is complicated or difficult, then investors may not invest. And an investor’s primary objective to invest is to earn a return or income on their investment from their assets. We believe this is the best property crowdfunding* platform because it provides you with an easy and a customer friendly process for investing in property. You, as an investor of Zisk Properties, will no longer need to visit different brokers, property agents, landlords, lawyers and conveyancers, property management companies in respect of your investment.
*Crowdfunding in real estate is a method in which capital is raised from different investors and pooled together to invest in real estate without requiring the investors to be involved in time consuming and potentially hectic process of buying a property.
Finding a good property for investment in the UK is not an easy task for even a property expert like us. It is significantly more difficult if you are not a property market expert. Through our network of brokers, estate agents and other property professionals, we are able to offer access to some of the best properties on the market for you to invest in. And for the ease of our valued investors, Zisk Properties handles all investment formalities, providing a smooth and easy investment journey for you.
You can invest in a few easy steps by completing a short sign-up process which hardly takes several minutes. After this, you simply search for the best suitable property or investment opportunity for you, based on your requirements and your risk appetite. Once you have selected a suitable property or investment project, you just have to enter the amount that you are want to invest in it. You can start investing from flexible amounts, with some of our property investments starting from as little as £1,000. You are also able to invest on a regular basis. We also offer highly sought after investment plans which offer attractive opportunities but the minimum investment level for these are higher, often starting from £10,000. You can find information about each of the investment property or plan directly on our website. Remember, once you become an investor with Zisk Properties, you can also monitor your investments from your dashboard on our website.
We believe that property markets are likely to increase when considered over the long-term. We use our expertise, knowledge and professional network to identify high-value property investment opportunities that are aimed to maximise your profits. These opportunities include undervalued properties due to, for example, planned regeneration or forced sellers or developers seeking early investors.
We have competitive fees with no hidden charges. Our investors expect the best, and that’s what we deliver.
Each property investment opportunity transparently states the fees we charge in relation to it. This will be different for each opportunity due to various factors specific to the investment, for example the work that goes into sourcing or managing it, the growth potential, other associated fees.
Noting the above, our standard fees start from:
You can invest in properties that are rented out or have the potential to be rented out in the future. Once they are tenanted, we anticipate that you will be in a position to receive additional passive income to use in any way you desire which may include reinvesting it in other properties.
As you can see, investing on a regular basis may provide you with an attractive total sum at the end . So if you want to invest towards a goal, investing in properties with us might be a great way to achieve that. The convenience and ease of investing using our platform may help to make this possible.
To improve the chances of meeting your objectives, you need to consider your circumstances, do your research and understand the potential benefits along with the various risks associated with investments (please refer to Key Risks for further details).
Investing directly in one or two property investments may be considered of greater risk. However, with Zisk Properties you may benefit from property diversification easily, by investing in many different properties to spread your risk across developers, property type (flats, bungalows, residential, commercial), growth type (income, capital), quality of tenants, property markets, geographies and hazard events.
* At any time, the properties available online may only be provide limited diversification. You must understand characteristics of each of the properties you decide to invest in so that you can have the right level and type of diversification for your circumstances and risk appetite.
Real estate property markets differ from country to country. There are considerable challenges to investing in foreign properties. Access and understanding of the local market are just two significant barriers to overcome. However, our expert team and our global network aim to provide you with easy access to high-quality investment opportunities – wherever they may be.
Our minimum investment amount for each property is dependent on the characteristics of the investment opportunity but may start from as little as £1,000. This means our investors can diversify their property portfolio far more easily when compared to directly investing in property. Please refer to each property investment opportunity for its minimum investment level.
Property markets are sophisticated, with multiple factors interacting to determine the true value of a given property. To determine whether a property is a good investment, one needs to consider various factors such as the location, the developer, the reason for sale, the local development plans, any legal disputes, and the benefits of the neighbourhood.
Our Zisk Expert Opinion, based on our years of experience and countless hours of research, provides you with this property knowledge, in a simple, easy to understand summary board for each property to help you make your investment decision. This does not mitigate the need for you to seek your own independent legal or financial advice.
Traditional investment in property requires a lot of time, effort and inconvenience to secure a good deal. Consider the mountain of paperwork and having to always negotiate with third parties like estate agents. With Zisk Properties you can invest in just a few minutes and manage your investments on your online dashboard.
You can simply log in to your Dashboard to see your investment activity - including your recent transactions and how your investments are performing. If you need further assistance, you can always chat with us online or over the phone.
With our property investments, we do all the hard work in anticipation of you being able to achieve the highest possible returns without the associated hassle incurred when purchasing an investment property:
When you invest in a property with us, you essentially buy a beneficial interest in the property that is proportional to the amount that you invest in it. Your investment will therefore entitle you to receive a corresponding share of the profit (where a profit has been made). Please refer to our Investor Terms for further details.
Zisk Properties owns each property through legal ownership of the Special Purpose Vehicle (“SPV”) which holds the legal title of the respective property. When you invest in a particular property, you will be assigned a percentage of the beneficial interest of that property (as per our Investor Terms).
The minimum investment amount varies between properties, with some property investments starting from as low as £1,000.
To invest with Zisk, you will need to have completed our sign up process. As part of this, you will need to have:
1) selected a suitable investor classification as you must be either a high net worth individual, a self-certified sophisticated investor or a restricted investor.
2) provide a proof of identity and a proof of address. These will be used to complete standard AML checks.
Once the sign-up process is complete, you can invest in any of our properties.
We are working hard to launch this service soon on our platform so you will be able to put your investment or a part of it up for sale through your Dashboard on our website. If another investor is interested, they can purchase your investment directly on our website in a matter of minutes. In the meantime, you can reach out to us if you want to sell your investment.
Please note that the sale of your investments using this service is not guaranteed.
Your share of the beneficial interest in a property is simply calculated by taking your investment value in that property and dividing it by the total value of the investment opportunity. For example, if the investment sought is valued at £120,000 (noting this will be built up of the actual property purchase price and other costs e.g. transaction costs - please refer to Investor Terms for details) and should you invest £12,000, you will have a beneficial interest of 10% in the property.
Simply complete the sign-up process including declaring the type of investor you are. Once your account is verified, you can invest online in any of the properties available in a matter of minutes.
No, you only profit if the property price increases which is dependent on many factors. In addition, the property prices may go up as well as down and so your capital is at risk. Please refer to our Key Risks for more details.
They are simply estimates and targets based on the information we were either provided with by external parties and/or we were able to estimate based on our due diligence and research. We do not guarantee any returns and encourage you to seek independent advice as to what is appropriate for your circumstances. In addition, we recommend you conduct your own due diligence before making each investment as with investing your capital is at risk.
The key difference is that investing in properties with us means you buy a beneficial interest in the property (as explained above) providing you with beneficial ownership rights for that property (as per our Investor Terms) whilst if you bought a property outright, you will become the legal owner of the property with your name registered on the title deed. Each has its benefits and drawbacks, e.g. buying a property outright requires an often larger lump sum, working with estate agents and a long drawn out processes due to extensive paperwork and sometimes chains. While investing in properties with us provide certain additional benefits including minimising the level of work required with sourcing, purchasing and managing the property in addition to being able to benefit from diversifying your portfolio (see our Benefits section for further details).
Yes, every investment has various risks associated with it and investing in properties with us are no exception. Your capital is at risk as property prices can go down as well as up. And investing in any overseas assets carry additional risks associated with currency fluctuations. Please refer to Key Risks for further information.
While we do take reasonable steps to minimise risks as far as possible and physical bricks and mortar assets are backing your investment, you are ultimately investing at your own risk. As a result, we encourage you to seek independent advice as to what is appropriate for your circumstances and conduct your own due diligence before investing with us.
The rent is divided equally between all the investors (or beneficiaries) of the property after deduction of any expenses and fees. So, you will receive your share of this net rent which is estimated as the proportion of the beneficial interest of the property you have invested in e.g. if you have a beneficial interest in 10% of the property, then you will receive 10% of the net rent.
Yes, excluding any exceptional circumstances and as long as the property is listed as available on our website, you can invest in any of our properties.
We are a UK based company (company number: 11328383) and registered with the Financial Conduct Authority (“FCA”) as a small Alternative Investment Fund Manager (Registration number: 809020). The FCA is the independent watchdog that regulates financial services.
The rent is divided equally between all the investors (or beneficiaries) of the property after deduction of any expenses and fees. So, you will receive your share of the net profit which is in line with your proportion of the beneficial interest of the property you have invested in e.g. if you have a beneficial interest in 10% of the property, then you will receive 10% of the net profit.
Yes, excluding any exceptional circumstances and as long as the property is listed as available on our website, you can invest in any of our properties. Note that different properties have different minimum investment amounts.
By investing with Zisk Properties, you are entering into investment agreement (Investor Terms) with Zisk Properties, which gives you the right to beneficial interest in the properties you invest in. In addition, your Dashboard will show details of each of your property investments with us, including the investment amounts, the performance of each your investments and your transaction history.